He is about 50 years old. He is one of the youngest persons to have been given such high responsibility at Morgan Stanley.

Ridham Holds a Bachelor of Engineering degree in Civil Engineering from the University of Mumbai

Thereafter, he did his Master of Business Administration (MBA) from the Welingkar Institute of Management Development and Research in Mumbai. He specialized in Finance. The MBA course was completed in the years 1990 – 1992. He is also a rank holder of Chartered Accountants (CA).

Ridham started his career as a Software Engineers Later, he developed a deep interest in equities and joined UBS Investment Bank as an Equity Analyst .

In 1997, Morgan Stanley India the global investment banker offered him a job as an equity strategist.

Desai has stayed with Morgan Stanley for several years. He has been promoted to very posts from Co-Head of equities to Equity Strategist for India to Head of India Research. He serves as the Managing Director.